Terms of Use

2. Educational Purpose and Disclaimers

Fj Holding ApS provides courses, workshops, seminars, and learning resources focused on entrepreneurship education, business strategy, organisational management learning, leadership development, and professional growth. All content on this site is provided for educational and professional development purposes.

The website content is not legal advice, tax advice, financial advice, investment advice, or employment placement services. Any examples, templates, checklists, or case-based discussions are illustrative and intended to support learning. You remain responsible for evaluating how to apply concepts in your own context.

No outcomes are guaranteed. Participation in any educational programme does not guarantee business success, financial results, employment opportunities, professional advancement, or personal achievements. Results vary based on many factors, including the participant’s context, decisions, and implementation.

Invited specialists and subject-matter experts may contribute as educational advisors or speakers. Their participation does not create a professional-client relationship, and their views may not represent the official position of Fj Holding ApS.

3. Service Description and Availability

The site describes programmes and learning pathways offered by Fj Holding ApS. Delivery is designed to support online participation across Canada and may include a blend of self-paced modules, live workshops, guided assignments, and resource libraries. Details such as scheduling, cohort dates, and delivery format may differ by programme.

Information on the site is provided “as is” and may be updated without notice. Fj Holding ApS may modify, suspend, or discontinue any part of the website, programmes, or learning resources at any time. Where possible, we aim to communicate material changes that affect active participants through the contact details provided during registration.

The site is operated from Denmark. Fj Holding ApS does not represent that all content is appropriate or legally available in every jurisdiction. You are responsible for compliance with local laws when accessing the site from outside Denmark.

4. Registration Requests and Communications

The primary way to request enrolment information, programme guidance, or consultation is through the website contact form. When you submit a request, you agree to provide accurate information and to avoid submitting sensitive personal data (for example, government IDs, detailed medical information, or financial account numbers).

Fj Holding ApS uses the details you provide to respond to your enquiry and to discuss programme options. We may contact you by email or phone as appropriate. Your message content may be stored for recordkeeping and to support follow-up conversations. Processing, retention, and your rights are described in the Privacy Policy.

If you submit a request on behalf of an organisation, you confirm you are authorised to do so and that sharing the information in your message is permitted by your organisation’s policies.

5. Acceptable Use

You agree to use the site only for lawful purposes and in a manner that does not harm the site, its users, or Fj Holding ApS. In particular, you must not:

• Attempt to gain unauthorised access to the site, servers, or networks, or to bypass security or access controls.
• Use automated tools to scrape, crawl, or harvest data from the site, except as permitted by standard browser caching and indexing by search engines that follow robots directives.
• Submit false, misleading, or impersonating information through forms or communications.
• Upload or transmit malware, ransomware, or any code intended to disrupt, damage, or exfiltrate data.
• Interfere with normal operation of the site, including by load testing, denial-of-service attempts, or systematic probing.
• Use the site to send spam or unsolicited communications, or to promote illegal activities.
• Use the site in violation of applicable sanctions or export control laws.

Fj Holding ApS may suspend or restrict access if we reasonably believe these rules have been violated, or if access creates security or legal risks.

6. Intellectual Property

Unless otherwise stated, all website content, including text, structure, templates, graphics, program descriptions, and branding, is owned by Fj Holding ApS or licensed to us. This includes copyright, trademark, and database rights.

You are granted a limited, non-exclusive, non-transferable licence to access and use the site for personal or internal organisational evaluation purposes. You must not copy, reproduce, distribute, publish, create derivative works from, or commercially exploit any part of the site without prior written consent from Fj Holding ApS.

If you want to reference a template or learning resource for internal training, contact us to confirm permitted use and attribution requirements.

7. Third-Party Services and Links

The site may reference third-party tools, methodologies, or resources as part of educational content. The website may also include links to third-party websites where helpful for context. Third-party sites are not controlled by Fj Holding ApS, and we are not responsible for their content, availability, or privacy practices.

Inclusion of a third-party reference does not imply endorsement. You should review third-party terms and privacy policies before using their services.

8. Disclaimer of Warranties

The website and all content are provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, Fj Holding ApS disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

Fj Holding ApS does not warrant that the site will be uninterrupted, error-free, or free of harmful components. We work to maintain site availability and security, but internet and hosting infrastructure can fail in unpredictable ways.

Any reliance you place on the website content is at your own risk. Educational material is designed to support learning, not to serve as a substitute for professional advice tailored to your situation.

9. Limitation of Liability

To the maximum extent permitted by law, Fj Holding ApS will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, goodwill, or business interruption, arising out of or related to your use of (or inability to use) the site.

To the extent Fj Holding ApS is found liable for any claim, our aggregate liability will be limited to the greater of (a) the amounts you paid to Fj Holding ApS in the 12 months immediately preceding the event giving rise to the claim, or (b) EUR 100.

Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for death or personal injury caused by negligence, or for fraud.

10. Indemnification

You agree to indemnify and hold harmless Fj Holding ApS, its directors, employees, and contractors from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the site, your submissions, or your breach of these Terms.

This indemnity includes claims arising from misuse of educational content, unauthorised copying of materials, or unlawful activity conducted through the site.

11. Force Majeure

Fj Holding ApS will not be liable for any delay or failure to perform obligations under these Terms where the delay or failure results from events outside our reasonable control. This includes, for example, natural disasters, war, public health emergencies, labour disputes, power failures, internet outages, cyberattacks, and third-party hosting or cloud service disruptions.

Where feasible, Fj Holding ApS will take reasonable steps to mitigate the impact of such events and restore services.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of Denmark, without regard to conflict of laws principles. Any dispute arising out of or relating to these Terms or the website will be subject to the courts of Denmark, unless mandatory consumer protection rules provide otherwise.

If you are a consumer resident in the European Union, you may also benefit from mandatory consumer rights in your country of residence. Nothing in these Terms is intended to limit those mandatory protections.

13. Dispute Resolution (Informal First)

Before starting formal legal proceedings, you agree to contact Fj Holding ApS and allow at least 30 days for an informal resolution. This helps address misunderstandings quickly and keeps costs proportionate.

To initiate an informal dispute process, email [email protected] with the subject line “Terms Dispute” and include a description of the issue and relevant details.

14. Termination

Fj Holding ApS may suspend or terminate access to the website at any time if we believe you have violated these Terms, if required by law, or if access poses a security risk. You may stop using the site at any time.

Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, governing law, and other provisions that by their nature should survive will remain in effect after termination.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

The failure of Fj Holding ApS to enforce any right or provision will not constitute a waiver of that right or provision.

16. Entire Agreement and Assignment

These Terms, together with the Privacy Policy and the Cookies Policy, constitute the entire agreement between you and Fj Holding ApS regarding use of the site.

Fj Holding ApS may assign these Terms as part of a merger, acquisition, reorganisation, or sale of assets. You may not assign or transfer your rights or obligations under these Terms without our prior written consent.

You agree that electronic communications and records satisfy any legal requirement that such communications be in writing. Where applicable, this includes recognition of electronic agreements under EU eIDAS and Danish law.

17. Contact

If you have questions about these Terms, contact:

• Legal entity: Fj Holding ApS
• Address: Horsevænget 68, 4130 Viby Sjælland, Denmark
• Email: [email protected]
• Phone: +45 41 73 68 29